Aims And Objectives   This section is concerned with implementation of small saving schemes run by central and state governments. Ambitious five year plans were introduced to achieve prosperity in less time for the welfare of the majority of the population.  For this purpose Loans were required to implement various plans. These loans were made available through Small Savings plans. The main aim of the Small Savings scheme is to cultivate the habit of investment among the people & to guide the depositors to invest in different schemes of the post office as per their needs for their all round development & prosperity. The central government offers the loans to the state governments for various developments. The Small Savings scheme is implemented through the Collector, Assistant Director and Small Savings officers. The whole invested amount in Small Savings is given to the state governments as loan. The period of repayment of loan is 25 years.